Medicare Supplement Plan G vs Plan N: Which Saves More in 2026?

Shopping for the right Medicare plan is difficult.

Not only are there so many options, but on paper, they might all seem the same.

After more than a decade helping thousands of people find the right Medicare plan, we can tell you that the Plan G vs. Plan N question is one of the most common ones we hear. And it makes sense. These two Medigap plans look almost identical on paper.

But the differences are significant. Choosing the wrong plan for your situation could cost you hundreds of dollars a year. Choosing the right one for your situation could save you just as much.

In this article, you’ll get a close comparison of two of the most popular Medicare Supplement (Medigap) plans: Plan G vs Plan N. You’ll also get hypothetical premium ranges for 2026, a break-even calculation, and a straight answer on which type of person tends to prefer one plan over the other. 

Many people are enrolled in both types of plans. But we’re going to dig deeper to find which one might be a fit for you.

We’ve been helping people understand the nuances of Medicare for more than a decade, and helped thousands choose the right Medicare plan fit for themselves.

So let’s get right into it!

Quick Answer: Plan G vs. Plan N at a Glance

Here’s an honest summary before we get into the details:

Plan G makes your costs very predictable. You pay the Part B deductible once a year (which is $283 in 2026), and after that, almost nothing comes out of your pocket for covered Medicare services. No copays. No excess charges.

Plan N typically has lower monthly premiums, typically $30–$60/month less than Plan G. But you take on a few out-of-pocket costs: up to $20 copay per doctor visit, up to $50 for emergency room visits (normally waived if you’re admitted), and you’re responsible for Part B excess charges if a doctor charges above what Medicare approves.

The right plan usually comes down to how many times you see the doctor and whether your doctors accept Medicare assignment. We’ll walk you through the math below.

What is Medigap? 

Before we can discuss the details of Medigap Plans G and N, it’s important to understand what Medigap is. 

Medigap is another name for Medicare Supplement Plans. These plans are provided by private health insurance companies to help pay for out-of-pocket costs not covered by Original Medicare (which is Medicare Parts A and B). There is a “gap” in coverage in Original Medicare—hence the name “Medigap”. 

The Medicare Supplement (Medigap) plans you can choose from include Medigap Plan A, B, C, D, F, G, K, L, M, and N. Even though these plans are provided by private insurance companies,Medigap plans are standardized. 

This means that no matter which insurance company you get your Medigap plan from, their plans will have the same level of coverage. 

Two of the most popular Medicare Supplement (Medigap) plans today are Plans G and N (besides Plan F, which is no longer available to people aging into Medicare).

Plan F was a very common plan for years, but it’s no longer available to anyone who became Medicare-eligible after January 1, 2020. That left Plan G and Plan N as the most common plans for most new enrollees. That’s why knowing the difference between these two Medigap plans may help you make a more informed decision about your Medicare coverage.

That’s why knowing the difference between these two Medigap plans may help you make a more informed decision regarding your Medicare coverage. 

Quick note! “Medicare Supplement” Plan G and “Medigap” Plan G are the same thing. Some people also sometimes call it “Medicare” Plan G or just Plan G. The same goes for Medicare Supplement Plan N. 

Medigap Plan G vs Medigap Plan N – The Full Comparison

Now that you know what exactly a Medigap plan is, let’s get to the details. Here are the differences between Medigap Plan G and N:

Medigap Plan G and N Comparison Chart

	Medigap Plan G	Medigap Plan N
Average cost (estimate)	Around $120–$320/month	Around $90–$290/month
Medicare Part A coinsurance and hospital costs (up to 365 days after Medicare benefits are used up)	✅	✅
Medicare Part B coinsurance and copayments	✅	✅❌ (Partially — copays for office and ER visits)
Blood transfusion (first three pints)	✅	✅
Medicare Part A hospice care coinsurance and copayments	✅	✅
Skilled nursing facility care coinsurance	✅	✅
Medicare Part A deductible	✅	✅
Medicare Part B deductible	❌	❌
Medicare Part B deductible amount (2026)	$283/year (your only required out-of-pocket cost)	Not covered — you pay $283/year
Medicare Part B excess charge	✅	❌
Foreign travel emergencies	80%	80%
Out-of-pocket limit	❌	❌
Office visit copay	None	Up to $20 per visit
ER copay (if not admitted)	None	Up to $50 per visit

The bottom line? These two plans are identical except for four things: the Part B deductible, excess charges, office visit copays, and ER copays. Those four differences are where the premium savings with Plan N come from.

What Does Plan G Cost in 2026? Real Premium Ranges by Age

This is where most articles leave you guessing. Here are realistic market rate ranges based on what we typically see across the carriers we work with, not hypothetical numbers, but actual ranges for healthy applicants at open enrollment:

Plan G Monthly Premium Estimates (2026)

Age	Female (non-tobacco)	Male (non-tobacco)
65	$120–$280/month	$135–$310/month
67	$130–$300/month	$145–$330/month
70	$145–$325/month	$160–$360/month
72	$155–$350/month	$175–$385/month
75	$170–$380/month	$190–$415/month

Plan N Monthly Premium Estimates (2026)

Age	Female (non-tobacco)	Male (non-tobacco)
65	$90–$250/month	$100–$280/month
67	$97–$265/month	$108–$300/month
70	$108–$285/month	$120–$325/month
72	$117–$305/month	$130–$350/month
75	$130–$330/month	$145–$380/month

Premiums vary by state, zip code, tobacco use, and carrier. These ranges represent commonly available rates in mid-size markets. Your actual rate may differ.

In many markets, monthly savings with Plan N over Plan G can run roughly $30–$60/month, though this varies widely by location, age, and carrier.

That annual savings number is exactly what you’ll want to keep in mind for the break-even analysis below.

How Many Doctor Visits Before Plan N Costs More?

This is the calculation that actually tells you which plan makes more financial sense for your situation.

Let’s say hypothetically that Plan N saves you $45/month compared to Plan G. That’s $540 a year in premium savings.

Here’s what those Plan N out-of-pocket costs look like:

• Part B deductible: $283/year (a flat annual fee, whether you see the doctor once or fifty times)
• Office visit copay: Up to $20 per visit
• ER copay: Up to $50 per visit (waived if you’re admitted)

Year 1 Break-Even Example ($45/month savings with Plan N):

Scenario	Plan N Annual Extra Costs	Plan N Annual Savings	Net With Plan N
No doctor visits	$283 (deductible only)	$540	Save $257
2 doctor visits	$283 + $40 = $323	$540	Save $217
6 doctor visits	$283 + $120 = $403	$540	Save $137
10 doctor visits	$283 + $200 = $483	$540	Save $57
13 doctor visits (break-even)	$283 + $260 = $543	$540	Break even
14+ doctor visits	$283 + $280+ = $563+	$540	Costs more

The simple rule: If you see a doctor 12 or fewer times in a year, Plan N will likely save you money. That’s about once a month. If you’re regularly seeing multiple specialists, Plan G’s predictability might be worth the higher premium.

One important thing to keep in mind: this math changes based on your actual premium difference. If your market has a $60/month gap between Plan G and N instead of $45, Plan N would break even at an even higher number of visits. We recommend running the real numbers with your specific quotes before deciding.

What Are Part B Excess Charges, And Should You Worry About Them?

Excess charges are one of the most misunderstood parts of the Plan G vs. Plan N decision. So let’s clear this up.

When a doctor accepts “Medicare assignment,” they agree to accept Medicare’s approved amount as full payment. In most cases, you won’t pay more than that.

When a doctor does NOT accept Medicare assignment, they can charge up to 15% above what Medicare approves. That extra 15% is called a Part B excess charge, and Plan N does NOT cover it. Plan G does.

Here’s some helpful context:

• Only about 2% of physicians and practitioners billing Medicare are non-participating, meaning fewer than 2% can even charge excess fees at all
• Of those, a disproportionate share are psychiatrists (roughly 40% of excess charge billers fall in that category)
• In most markets, the vast majority of doctors do accept Medicare assignment
• When they do occur, excess charges are capped by law at 15% above the Medicare-approved amount,  what Medicare calls the “limiting charge.”

It’s also worth knowing that some states have banned excess charges outright. If you live in one of these states (including Connecticut, Massachusetts, Minnesota, New York, Ohio, Pennsylvania, Rhode Island, and Vermont, among others), this difference between Plan G and N likely becomes irrelevant.

For most people in most markets, excess charges are a real but rare risk. But if you frequently see specialists who don’t accept Medicare assignment, Plan G might be the right choice for your situation.

Medicare Supplement (Medigap) Plan G

Some people today prefer Medicare Supplement (Medigap) Plan G because it covers many of the gaps in Original Medicare, giving them low out-of-pocket expenses and predictable costs. 

The Medicare Supplement plan that covers more gaps in Original Medicare than Medigap Plan G is Medigap Plan F. However, people who turn 65 after January 1, 2020, are no longer eligible for Medigap Plan F. 

That’s why, despite having a higher monthly cost than most other Medicare Supplement plans, Medigap Plan G is one of the more popular plans we see people enrolling in.

What Medigap Plan G Covers

• Medicare Part A and B Coinsurance and Copayments – This includes your out-of-pocket expenses for Medicare Part A (hospital insurance) and Medicare Part B (medical insurance). 

• Blood Transfusion – If you have to buy blood, Original Medicare doesn’t cover the first three pints. But if you’re enrolled in a Medigap Plan G, your insurance company will likely pay this for you. 

• Hospice Care and Skilled Nursing Facility Coinsurance and Copayments – Medicare Part A covers hospice care and stays at a skilled nursing facility. However, there are several copays and coinsurance payments that you’re responsible for. Medigap Plan G will likely cover these out-of-pocket expenses for you. 

• Medicare Part A Deductible – You’ll have to spend a certain amount each year on inpatient hospital care before Original Medicare begins to cover your costs. But if you have Medigap Plan G, your insurance company will likely pay this deductible for you.

• Medicare Part B Excess Charge – Some healthcare providers can charge up to 15% more than the Medicare-approved amount for covered items and services. This isn’t common, but you’re most likely responsible for paying these excess charges out-of-pocket. However, if you’re enrolled in Medigap Plan G, your insurance company probably will pay these excess charges for you. 

• Foreign travel emergencies – Original Medicare doesn’t cover most healthcare expenses outside the country. However, some Medigap plans like Medigap Plan G cover up to 80% of your emergency costs abroad. Medigap Plan G has a $50,000 lifetime limit for foreign costs. 

What Medigap Plan G Doesn’t Cover

• Medicare Part B Deductible – You’ll have to hit your deductible for outpatient medical care before Medicare Part B covers your costs. This deductible is $283 in 2026. A lot of people compare Medigap Plan G to Medigap Plan F, and the only difference between these two is the exclusion of the Medicare Part B deductible in Plan G.

• Dental, Vision, and Hearing – Like most Medigap plans, Plan G doesn’t cover dental, vision, or hearing services.

• Long-Term Care – Plan G doesn’t cover long-term care or private-duty nursing.

• Out-of-Pocket Limit – Some Medigap plans have out-of-pocket limits. However, this is unnecessary for Medigap Plan G since your only out-of-pocket spending should be for the Medicare Part B deductible.

Who is Medigap Plan G Usually Preferred By?

Medigap Plan G is usually preferred by people who want a Medicare Supplement plan that provides plenty of coverage, even if it means spending more per month. Medigap Plan G typically covers all the coinsurance and copayments in Original Medicare. The Medicare Part B deductible is the only “gap” of Original Medicare that Medigap Plan G typically doesn’t cover. 

The monthly fees for Medigap Plan G are normally higher than that of other Medicare Supplement Plans. However, if you are expecting frequent hospital and doctor visits, the low out-of-pocket expenses of Medigap Plan G can potentially offset the monthly costs of keeping the plan. 

Even if you aren’t anticipating many hospital visits, some people still choose Medigap Plan G for its predictable costs. Mapping out your expenses for the year should be relatively easy with a Medigap Plan G since you won’t have to calculate potential copayments (just the Medicare Part B deductible). 

Other plans (like Medigap Plan N) might offer lower monthly fees. However, if you often visit the ER or clinics, the copayments you have to make can offset your savings on the plan’s monthly payments. 

These are some of the reasons why Medigap Plan G is one of the most popular Medicare Supplement (Medigap) plans today.

Medigap Plan N

Medigap Plan N is another one of the popular Medicare Supplement Plans today. 

Many people prefer this plan because, to them, it offers a healthy balance between coverage and cost savings. 

However, it’s important to do some calculations before enrolling in Medigap Plan N to see if its lower monthly fees are worth the out-of-pocket expenses you’ll have with this plan. We’ll talk more about this in a bit, but first, let’s take a closer look at Medigap Plan N.

What Medigap Plan N Covers

• Medicare Part A Copays and Hospital Costs – When you enroll in Medigap Plan N, you shouldn’t have to worry about the Medicare Part A copays, since your insurance company will typically pay these for you.

• Medicare Part B Coinsurance (except office and ER visits) – Medigap Plan N covers most of the Medicare Part B 20% coinsurance. However, you’ll normally have to pay copays for doctor’s office visits (up to $20) and ER visits (up to $50).  

• Blood Transfusion – If you need blood, Medigap Plan N typically will cover the first three pints.

• Hospice Care and Skilled Nursing Facility Coinsurance and Copayments – Like Medigap Plan G, Medigap Plan N also generally covers the coinsurance or copayments you need to pay for hospice care and skilled nursing facility stays.

• Medicare Part A Deductible – Medicare Part A has a deductible you need to spend out-of-pocket before Medicare starts covering your hospital costs. If you’re enrolled in Medigap Plan N, your insurance company should pay this deductible for you. 

• Foreign Travel Emergencies – Like Medigap Plan G, Medigap Plan N also normally covers 80% of any medical emergencies that happen abroad—and it has a $50,000 lifetime limit. 

What Medigap Plan N Doesn’t Cover

• Medicare Part B Office and ER Visit Copayments – Medigap Plan N has a copayment for doctor’s office visits (including specialists, up to $20), and a copayment for ER visits (up to $50 and unless you’re admitted to any hospital and the ER fee falls under Medicare Part A). This is one of the main factors you need to calculate when deciding if you should enroll in Medigap Plan N. 

• Medicare Part B Deductible – Medigap Plan N doesn’t cover the Medicare Part B deductible (which is $283 in 2026). This means you’ll have to spend this amount out-of-pocket on medical services and items before Medicare starts covering you. 

• Medicare Part B Excess Charge – Excess charges are rare and avoidable, but they can be very costly. Some healthcare providers can charge up to 15% more than the Medicare-approved amount, and you’re responsible for paying this 100% out-of-pocket. Medigap Plan N doesn’t generally cover excess charges. If you’re not careful, you could be subject to high out-of-pocket costs (ex: a surgery that costs $100,000 might cost you up to $15,000 out-of-pocket if there are excess charges). 

• Out-of-Pocket Limit – Like Medigap Plan G, Medigap Plan N also doesn’t have a set maximum out-of-pocket limit. 

Who is Medigap Plan N Usually Preferred By?

Medigap Plan N is usually preferred by budget-minded people who are anticipating several office and ER visits every year. 

The amount you save in monthly fees by choosing Medigap Plan N over Medigap Plan G can quickly be spent in copays if you visit your doctor or the ER many times in a year.

For example, let’s say you’re quoted $100/month for Medigap Plan G, and $80/month for Medigap Plan N. (Note: the exact prices for Medigap plans vary from state to state. To do your own calculation, replace the numbers in this example with actual quotes from your area). 

In this scenario, you’d save $240 a year on monthly fees by choosing Medigap Plan N (Plan G cost – Plan N cost = monthly cost difference, monthly cost difference x 12 = annual cost difference) ($100 – $80 = $20, $20 x 12 = $240). 

With Medigap Plan N, you’d have copays for office visits (up to $20), and ER visits (up to $50). 

This means that for this scenario, you’d need to have fewer than 12 office visits ($240) or 5 ER visits ($250) in the year for your costs to be lower with Medigap Plan N compared to Medigap Plan G (if the copays are $20 for office visits and $50 for ER visits—they may be less). 

There are several other factors you should consider. This example doesn’t include Medicare Part B excess charges, which are avoidable, but you may be responsible for paying these under Medigap Plan N. But this simple example should give you a general idea of how to calculate the potential cost difference between Medigap Plan N and Medigap Plan G in your area. 

You can see from this example how choosing Medigap Plan N over Medigap Plan G can potentially save you money. However, some people would prefer not to have the risk of spending more on copays, and opt for Medigap Plan G instead. 

Which Plan Tends to Be the Right Fit?

We’ve spent over a decade helping thousands of people work through this exact decision. Here’s the straightforward guidance we give most people:

Plan G tends to be what some people choose when these things are true:

• You see three or more specialists regularly every month
• You have a chronic condition that requires frequent medical care
• You want zero uncertainty: one premium, no copays, no surprises
• Your doctors aren’t all confirmed to accept Medicare assignment
• You have the budget and want the peace of mind of knowing your only out-of-pocket cost is the Part B deductible (just $283/year in 2026)

Plan N tends to be what some people choose when these things are true:

• You’re in generally good health and typically see a primary care doctor a few times a year
• You’ve confirmed your regular doctors accept Medicare assignment (most do)
• You live in a state that prohibits Part B excess charges
• You want to bank the premium savings ($360–$720/year or more) toward a health fund or emergency savings
• You’re comfortable with the occasional copay in exchange for a lower monthly bill

One thing we want to be upfront about: switching from Plan N to Plan G later is not guaranteed. Once your initial enrollment window closes, moving to a better Medigap plan typically requires medical underwriting, which means the insurance company can decline you or charge higher rates based on your health at the time. The health you’re in at 65 is usually the best health you’ll be for the rest of your life on Medicare.

That’s why it’s so important to think carefully about which plan makes sense long-term, not just right now.

The Key Differences Between Medigap Plan G and Medigap Plan N

	Medigap Plan G	Medigap Plan N
Monthly Cost	Medigap Plan G typically has the highest monthly cost range	Medigap Plan N typically has a lower monthly cost range
Coverage	Medigap Plan G covers most copays and coinsurance payments in Original Medicare.  It doesn’t cover the Medicare Part B deductible.	Medigap Plan N covers most copays and coinsurance payments in Original Medicare. However, it notably has copays for office (up to $20) and ER visits (up to $50) Plan N also doesn’t cover the Medicare Part B deductible and Medicare Part B excess charges
Availability (AHIP, 2022)	75% of Medigap insurance companies offer Plan G	68% of Medigap insurance companies offer Plan N
Popularity (AHIP, 2022)	4,856,256  people are enrolled in Medigap Plan G	1,377,952 people are enrolled in Medigap Plan N
Plan Popularity Rank (AHIP, 2022)	#2. Medigap Plan G is the second most popular plan, just behind Plan F (which is unavailable for people aging into Medicare)	#3. Medigap Plan N is the third most popular Medigap plan
Often Preferred By	People who want fewer out-of-pocket expenses / People who want predictable costs	Budget-conscious people who are anticipating few office and ER visits

Frequently Asked Questions About Medigap Plan G vs Medigap Plan N

Can I Switch From Medigap Plan N to Medigap Plan G? (And Vice Versa)

Yes, you can switch from Medigap Plan N to Medigap Plan G and vice versa. However, if you do this outside the Medigap Open Enrollment Period, insurance companies can decline your application because you will have to go through medical underwriting, and you may have to pay higher monthly payments. 

Once your Medicare Part B coverage begins, you have a six-month window during which you can enroll in any Medigap plan. This is known as the Medigap Open Enrollment Period.

During the Medigap Open Enrollment Period, insurance companies selling Medigap plans are not allowed to have an underwriting process. They cannot decline your application due to pre-existing health conditions, and they can’t charge you more than the preferred rate. 

However, once the Medigap Open Enrollment Period ends, most insurance companies will require you to answer several health-related questions. There is an underwriting process and insurance companies can decline your application for any reason. 

If you answer “Yes” to any of the health-related questions, it’s likely the insurance company will decline your application. Even if they accept your application, you’ll usually have a higher monthly cost if you already have a pre-existing condition. 

That’s why if you sign up for Medigap Plan N, but find it’s not for you, you can switch to another plan as long as you’re still within the Medigap Open Enrollment Period. If you switch outside the Medigap Open Enrollment Period, you may have to go through medical underwriting. 

This is one of the reasons why many people try to compare their Medigap plan options before their Medicare Part B coverage begins. That way, they can enroll in a plan they’re happy with and avoid any complications with switching. 

Important: If you buy a Medigap policy during your six-month Medigap Open Enrollment Period and decide you don’t like the policy during this period, you can switch to a different Medigap policy. When you get your new Medigap policy, you have 30 days to decide if you want to keep it (called a 30-day free look period). You may decide to avoid canceling your first Medigap policy until you’ve decided you’re happy with your second Medigap policy. If you do this, you’ll need to pay both premiums for the month that you have both.

When Can I Switch From Medigap Plan N to Medigap Plan G?

You can apply to switch your Medigap Plan N to Medigap Plan G (and vice versa) any time of the year. You don’t have to wait for the Annual Election Period or any special enrollment period.

The Annual Election Period (Oct 15 – Dec 7) is when you can switch Medicare Advantage Plans (Part C) and Medicare Drug Plans (Part D). It does not apply to Medigap plans.

Again, you can apply to switch Medigap Plans at any time. Applying during the Annual Election Period will not remove the medical questionnaire and underwriting process.

Also worth knowing: some states have “birthday rule” protections that allow you to switch to a Medigap plan with equal or lesser coverage once per year around your birthday, without medical underwriting. States currently with these protections include California, Idaho, Illinois, Louisiana, Maryland, Nevada, Oklahoma, and Oregon, among others. If you live in one of these states, ask your agent about what this means for your options.

What Is the Part B Deductible in 2026?

The Medicare Part B deductible is $283 in 2026. This is the one cost Plan G covers that Plan N does not. You pay this once per calendar year, and after that, both plans behave very similarly for outpatient costs (with the exception of Plan N copays).

How Much Cheaper Is Plan N Than Plan G?

In most markets, Plan N premiums run $30–$60/month less than Plan G for a 65-year-old at initial enrollment. That translates to $360–$720 per year in premium savings. The exact difference depends on your state, zip code, age, gender, and tobacco use. We recommend getting real quotes from your local market before assuming any one figure.

Does Plan N Cover Specialist Visits?

Yes. Plan N covers the 20% Medicare coinsurance for specialist visits, just like Plan G. The difference is that Plan N adds a copay of up to $20 for some office visits. Specialists covered under Medicare Part B are covered by Plan N, and you’re responsible for that copay.

Is Plan G Going Away?

No. Plan G is not going away in 2026. Only Plan F (and Plan C) were closed to new enrollees, specifically for people who became Medicare-eligible on or after January 1, 2020. Plan G is available to all Medicare enrollees and is the most common Medigap plan for new enrollees today.

What Happens If I Go to the Emergency Room on Plan N?

If you go to the ER and are NOT admitted to the hospital, Plan N charges a copay of up to $50. If you ARE admitted to the hospital, that $50 copay is waived. In practice, this means a true emergency that results in hospitalization costs you nothing more under Plan N.

What’s an Alternative to Medigap Plan G?

One of the most similar Medigap plans to Medigap Plan G is Medigap Plan D. Medigap Plan D may typically have slightly lower monthly fees, and it covers everything that Medigap Plan G covers except for the Medicare Part B excess charge. 

The average monthly cost for Medigap Plan D is roughly $120 – $240/month. In most states, you’ll find that it’s a few dollars cheaper per month than Medigap Plan G. 

However, according to AHIP, only 46% of Medigap insurance companies offer Medigap Plan D, so there’s a possibility Medigap Plan D won’t be available in your area. 

What’s an Alternative to Medigap Plan N?

Another Medigap plan with low average monthly costs is Medigap Plan K. Medigap Plan K typically has the lowest average monthly costs of all the Medigap plans. However, it also has limited coverage. 

Most people can get Medigap Plan K for only $60 – $100/month. 

However, instead of covering your: 

• Medicare Part B coinsurance and copayments,
• first three pints of blood,
• Medicare Part A hospice care coinsurance and copayments, 
• skilled nursing facility copays, and 
• Medicare Part A deductible.

Medigap Plan K will typically only cover 50% of the costs. 

Medigap Plan K also doesn’t normally cover the Medicare Part B deductible and excess charge and has no international coverage. 

Medigap Plan K has an out-of-pocket limit.

Need Help Deciding Between Medigap Plan G and Plan N?

There are a lot of factors to consider when choosing between Medigap Plan G and Plan N. 

Since changing plans may be difficult once you’re in, it’s critical to be informed before you enroll in a Medigap plan.

There are also many Medigap insurance companies in most areas, and there are nuances between each that you should be aware of. 

PlanFit licensed insurance agents work on salary, not commission. They don’t earn more by putting you in one plan over another. Their only job is to help you find the plan that fits your health, your doctors, and your budget.

That’s why if you want to find the right Medigap plan fit for your specific situation, don’t hesitate to call or text us! Our team of licensed insurance agents would be glad to assist you in finding the right plan for you.